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Why Consider a High Deductible Health Plan (HDHP)?
A High Deductible Health Plan (HDHP) is a popular choice because they have lower premiums (what you pay for your health plan) and a tax-advantage health savings account (HSA).
While the deductibles may seem steep, the premiums are comparatively more affordable than those of health insurance plans with lower deductibles. If you're in good health and your medical needs are limited to routine check-ups and preventive screenings, opting for a HDHP could result in significant annual savings, potentially several hundred dollars or more!
When a HDHP is right for you
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Take Control of Your Healthcare Costs
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Offers Flexibility with Lower Healthcare Needs
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Tax-Advantage Savings Account
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Free Money
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When a HDHP makes sense:
01
You're healthy and rarely get sick or injured.
02
You have no existing medical conditions.
03
You can afford to pay the high deductible out of your pocket if an unexpected medical expense arises.
04
You want to be eligible for the tax advantages of an HSA.
05
A great benefit to pair with a supplemental accident plan.
